FAQ
About Our Services
? Who or What is PayDayAllDay?
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PayDayAllDay is a company which specializes in online loans. Through our site, customers can apply for a loan quickly and easily online. Borrowers can receive funds through direct deposit, typically within hours or days. That means it is not even necessary to leave home in order to get cash when it is needed. We promote financial education and responsible borrowing and lending practices.
? What types of loans do you offer?
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We offer payday loans, installment loans, personal loans, bad credit loans, lines of credit, and car title loans. Have questions about each of these? Please click on the FAQ pages for each in the menu on the right.
? Is it safe to apply for a loan online through PayDayAllDay?
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On our site, yes. Our advanced encryption technology keeps customer data safe from prying eyes. We use the information you provide us with to help match you up with a lender and for no other purpose.
At PayDayAllDay, we are very concerned by the increasing instances of debt-collection scams and other forms of loan-related fraud we hear about online. Please visit our Security page for tips on staying safe.
? What are basic requirements to apply for online loans at PayDayAllDay?
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Customers just need to fill out a brief application form with basic personal information like:
- Date of birth;
- Phone, email, home address;
- Job and income details, salary payment schedule;
- Bank account details for direct loan deposit;
- SSN number & driver license.
? What will my loan cost?
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That depends on the type of loan being applied for and the terms of the loan provided by the lender. Our customers have a chance to decline a loan offer if they are uncomfortable with it. PayDayAllDay services are free of charge!
Frequenyly Asked Questions
? What is a personal loan?
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A personal loan is a medium-term loan with a decent financing cost that is reimbursed in equivalent regularly scheduled installments and it’s typically restricted to two years. Our loan specialists can assist you with getting $5,000, relying upon the moneylender, your state, and your financial situation.
? What do I need to be approved?
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Direct lenders need just essential information about candidates to choose if it is secure to give credit or not.
- You must be a legitimate USA inhabitant of 18 years of age or more;
- You must give legitimate contact subtleties;
- You should be legitimately utilized and have consistent pay;
- You should have a functioning financial balance for a direct lender.
? Is the methodology of getting a loan safe?
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When you make your solicitation on JacintoFinance, we gather your data to deal with it and track down the right loan supplier for you. We scramble your information and use industry-driving innovations to make every one of the strategies get and ensure your protection at a significant level.
? How much should I wait to get a loan?
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This financial product is considered moderately quick because most handling can be performed online every day. All that’s needed is minutes to round out the structure and solicit a loan, not exactly an hour to handle, ask for and associate a client with a loan provider. Usually, borrowers can get their money in one business day.
? May I be approved with a bad credit score?
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A few moneylenders in our organization need to perform acknowledge confirmations for conventional credit authorities. The others may simply check if a candidate is undoubtedly not bankrupt or has no outstanding obligations with different loan specialists. As a rule, bad credit or absence of credit won’t hinder candidates from being endorsed. All things considered, poor credit data might impact the sum and terms of loan offers, given by loan specialists.
? For what reason does one have to contact a loan specialist straightforwardly?
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JacintoFinance works to empower clients to get to trustworthy moneylenders and improve loan choices. We don’t have data concerning specific loan products or their terms. Nor do we settle on any credit choice.
On the off chance that the borrowers who utilized our administration have issues concerning their loan agreements, they should contact their loan specialists straightforwardly.
? What is the annual percentage rate (APR)?
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The Expenses and APR financing costs you will be charged are given to you in a composed archive by the moneylender after you present a loan solicitation; however, before you are mentioned to consent to a loan arrangement carefully.
? For what reason does one have to renew a credit?
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Sometimes, borrowers think that it is difficult to reimburse their credits on schedule because of unforeseeable conditions. In these cases, most moneylenders permit clients to renew their loans for extra premium added to the aggregate. This alternative can be costly, so we suggest reaching loan specialists to avoid additional installments and punishments before these conditions occur.
? What happens when one can't pay off on schedule or by any means?
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The instances of defaulted installment terms are clarified in each credit arrangement and proper before these conditions occur punishments, extra charges, assortment rehearses, and different activities related to wrongdoing. One should really take a look at these terms prior to consenting to arrangement in any case.
Every one of the loan providers in our organization sticks to the accepted procedures in the business, observes government and state laws, and responsible loan rehearses.
? What number of loans would one be able to take at a time?
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The number of financial items taken simultaneously, just as the laws of each state dictate the “cooling time” terms. Also, every loan specialist claims all authority to decide the limit of synchronous or potentially ensuing credit arrangements inside the constraints of relevant laws.