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Payday Loans in Utah

There are virtually no restrictions on payday loans in Utah, except that only licensed check cashers in the state may make these loans and the term cannot be more than 10 weeks. There are no restrictions on the size of the loan or interest and fees.

  • Maximum loan amount: No limit
  • Minimum loan term: None
  • Maximum APR: No cap
  • Rollovers: Rollovers are allowed, but until 10th week after the execution of the loan

Legal Framework for Payday Lending in Utah

Regulating the fine line of payday lending in Utah is the Utah Code (check Cashing and Deferred Deposit Lending Registration Act).

We at PayDayAllDay strongly suggest our consumers to do their research, and carefully analyze and compare the terms of services, rates, fees, and other conditions offered by several lenders before engaging in any borrowing activity.