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Payday Loans in South Carolina

There is no specified limit on the number of loans a borrower can have at one time. Collection fees are limited to the lesser of $10 or the actual bank charge.

  • Maximum loan amount: $550
  • Minimum loan term: 14 days, to a maximum of 31 days
  • Maximum APR: Maximum $15 per $100 borrowed/2 weeks, APR of 390%
  • Rollovers: Rollovers are prohibited

Legal Framework for Payday Lending in South Carolina

Regulating the fine line of payday lending in South Carolina is the South Carolina Code of Laws.

We at PayDayAllDay strongly suggest our consumers to do their research, and carefully analyze and compare the terms of services, rates, fees, and other conditions offered by several lenders before engaging in any borrowing activity.