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Payday Loans in Oregon

There are no limits on the number of loans per borrower. There is a cooling-off period of seven days required between loans. Collection fees are limited to a $20 NSF fee and proven bank charges. No criminal procedures apply.

  • Maximum loan amount: None specified
  • Minimum loan term: 31 days to a maximum of 60 days
  • Maximum APR: Maximum $10 per $100 borrowed/2 weeks to a maximum of $30 total, APR of 156%
  • Rollovers: Two rollovers are allowed

Legal Framework for Payday Lending in Oregon

Regulating the fine line of payday lending in Oregon is the 2011 Oregon Revised Statutes.

We at PayDayAllDay strongly suggest our consumers to do their research, and carefully analyze and compare the terms of services, rates, fees, and other conditions offered by several lenders before engaging in any borrowing activity.