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$500
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Payday Loans in Oklahoma

Borrowers can have no more than two outstanding loans at a time. There is a cooling-off period of two business days after the borrower has paid off five consecutive loans. Collection fees are limited to one $25 NSF fee if it’s disclosed in the agreement and no criminal procedures are allowed. Repayment plans are available.

  • Maximum loan amount: $500
  • Minimum loan term: 12 days to a maximum of 45 days
  • Maximum APR: Maximum $15 per $100 borrowed/2 weeks, APR of 390%
  • Rollovers: Rollovers are prohibited

Legal Framework for Payday Lending in Oklahoma

Regulating the fine line of payday lending in Oklahoma is the Oklahoma Deferred Deposit Lending Act.

We at PayDayAllDay strongly suggest our consumers to do their research, and carefully analyze and compare the terms of services, rates, fees, and other conditions offered by several lenders before engaging in any borrowing activity.