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Payday Loans in North Dakota

In North Dakota, collection fees are limited to one $20 NSF fee, which must be disclosed in the loan documents. There is no specified limit as to how many loans a borrower may have at any one time. There is a required cooling off period of 72 hours between one loan and the next.

  • Maximum loan amount: $500
  • Minimum loan term: 14 days to a maximum of 60 days
  • Maximum APR: Maximum $20 per $100 borrowed/2 weeks, APR of 520%
  • Rollovers: One rollover allowed

Legal Framework for Payday Lending in North Dakota

Regulating the fine line of payday lending in North Dakota is the North Dakota Century Code.

We at PayDayAllDay strongly suggest our consumers to do their research, and carefully analyze and compare the terms of services, rate, fees, and other conditions offered by several lenders before engaging in any borrowing activity.