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Payday Loans in North Carolina

Payday loans are prohibited in North Carolina. In 2006, the state also ruled that payday lenders chartered in other states were illegally circumventing North Carolina banking laws. Also, under the law, interest is capped at 36% APR in all cases.

Legal Framework for Payday Lending in North Carolina

Regulating the fine line of payday lending in North Carolina is the North Carolina General Statutes. We at PayDayAllDay strongly suggest our consumers to do their research, and carefully analyze and compare the terms of services, rates, fees, and other conditions offered by several lenders before engaging in any borrowing activity.