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Payday Loans in New York

Payday loans in New York are illegal and online lenders are advised that attempting to collect on a payday loan is illegal. Check cashers are banned from making loans or advancing cash and New York law also caps interest and fees at 25% APR.

Legal Framework for Payday Lending in New York

Regulating the fine line of payday lending in New York are the: New York Consolidated Laws, Banking Law and New York Penal Section.

We at PayDayAllDay strongly suggest our consumers to do their research, and carefully analyze and compare the terms of services, rates, fees, and other conditions offered by several lenders before engaging in any borrowing activity.