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Payday Loans in New Hampshire

While payday loans are legal in New Hampshire, there are strict limits on interest rates that may be charged. There are no collection fees if the borrower defaults and borrowers are limited to one loan at a time, and are required to wait 60 days before taking out a second loan. If a borrower is unable to pay the loan on time, they may make partial payments of $50 or more with no penalty.

  • Maximum loan amount: $500
  • Minimum loan term: 7 days to a maximum of 30 days
  • Maximum APR: Maximum $1.38 per $100 borrowed/2 weeks, APR of 36%
  • Rollovers: Rollovers are prohibited

Legal Framework for Payday Lending in New Hampshire

Regulating the fine line of payday lending in New Hampshire is the New Hampshire Statutes.

We at PayDayAllDay strongly suggest our consumers to do their research, and carefully analyze and compare the terms of services, rates, fees, and other conditions offered by several lenders before engaging in any borrowing activity.