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Payday Loans in Mississippi

There are no rules regarding the number of loans one person may have, no specific limit regarding NSF and court fees, although all fees must be disclosed in the agreement. There are no criminal procedures available to lenders.
  • Maximum loan amount: $500
  • Minimum loan term: 14 days to a maximum of 30 days
  • Maximum APR: Maximum $20 per $100 borrowed/2 weeks, APR of 540%
  • Rollovers: Rollovers prohibited

Legal Framework for Payday Lending in Mississippi

Regulating the fine line of payday lending in Mississippi is the Mississippi Statutes. We at PayDayAllDay strongly suggest our consumers to do their research, and carefully analyze and compare the terms of services, rates, fees, and other conditions offered by several lenders before engaging in any borrowing activity.