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Payday Loans in Massachusetts

Under the Small Loan Act, while payday loans are not officially banned, interest rates are capped at a 23% APR and administrative fees are capped at $20. These rules apply to lenders from outside Massachusetts, which means online loans are also effectively banned.

Legal Framework for Payday Lending in Massachusetts

Regulating the fine line of payday lending in Massachusetts is the Licensing and regulation of money services businesses.

We at PayDayAllDay strongly suggest our consumers to do their research, and carefully analyze and compare the terms of services, rates, fees, and other conditions offered by several lenders before engaging in any borrowing activity.