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Payday Loans in Kentucky

All lenders must be licensed and no licensed lender may have more than two payday loans with a single customer at one time.

  • Maximum loan amount: $500
  • Minimum loan term: 14 days
  • Maximum APR: Maximum $17.65 per $100 borrowed /2 weeks, APR of 459%
  • Rollovers: No rollovers allowed

Legal Framework for Payday Lending in Kentucky

Regulating the fine line of payday lending in Kentucky is the Kentucky Revised Statutes.

We at PayDayAllDay strongly suggest our consumers to do their research, and carefully analyze and compare the terms of services, rates, fees, and other conditions offered by several lenders before engaging in any borrowing activity.