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Payday Loans in Iowa

The Maximum time allowed for repayment of the loan is 31 days. Payday lenders must have a license.

  • Maximum loan amount: $500
  • Minimum loan term: 31 days
  • Maximum APR: Maximum $16.67 per $100 borrowed /2 weeks: APR of 433%
  • Rollovers: No rollovers allowed

Legal Framework for Payday Lending in Iowa

Regulating the fine line of payday lending in Iowa is the Iowa Code 2017.

We at PayDayAllDay strongly suggest our consumers to do their research, and carefully analyze and compare the terms of services, rates, fees, and other conditions offered by several lenders before engaging in any borrowing activity.