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Payday Loans in Idaho

There are few limits on payday lenders in Idaho. As long as both parties agree on a fee, the amount can be anything. Exceptions: the proceeds of one payday loan cannot be used to pay another; the amount of the loan cannot exceed 25% of the borrower’s gross monthly income and; the borrower has a right to convert one payday loan per year to an extended payment plan with no additional fees.

  • Maximum loan amount: $1,000
  • Minimum loan term: No minimum
  • Maximum APR: No limit on APR, but must disclose prior to the loan
  • Rollovers: Unlimited rollovers

Legal Framework for Payday Lending in Idaho

Regulating the fine line of payday lending in Idaho is the Idaho Legislature.

We at PayDayAllDay strongly suggest our consumers to do their research, and carefully analyze and compare the terms of services, rates, fees, and other conditions offered by several lenders before engaging in any borrowing activity.