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Payday Loans in Georgia

While payday loans are illegal in Georgia, payday lenders still operate in the Peach State. There are regulations in Georgia mandating that payday loans may be issued either by lenders holding a Georgia industrial loan license or coming from an out-of-state FDIC insured bank. There are other types of loans available, but a licensed lender may not charge more than 10% interest on a loan of $3,000 or less.

Legal Framework for Payday Lending in Georgia

Regulating the fine line of payday lending in Georgia is the Georgia Industrial Loan Act. We at PayDayAllDay strongly suggest our consumers to do their research, and carefully analyze and compare the terms of services, rates, fees, and other conditions offered by several lenders before engaging in any borrowing activity.