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Payday Loans in Alaska

There are no rules regarding the number of loans one person may have. Lenders are limited to one NSF fee of $30 and court costs up to a maximum of $700 if the costs are disclosed in the loan agreement. No criminal action is permitted unless a check is returned due to a closed account.

  • Maximum loan amount: $500
  • Minimum loan term: 14 days
  • Maximum APR: For a 14-day $100 loan, 540% is the max APR
  • Rollovers: Two rollovers allowed per loan

Legal Framework for Payday Lending in Alaska

Regulating the fine line of payday lending in Alaska is the The Alaska State Legislature.

We at PayDayAllDay strongly suggest our consumers to do their research, and carefully analyze and compare the terms of services, rates, fees, and other conditions offered by several lenders before engaging in any borrowing activity.