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Payday Loans in Alabama

There is no limit to the number of loans an individual can have at any one time, however, they are only allowed one per location at any one time. The law also provides for a “cooling-off period” of one business day between loans.

  • Maximum loan amount: $500
  • Minimum loan term: 10 days, with a maximum of 31 days
  • Maximum APR: For a 14-day $100 loan, 456% is the max APR
  • Rollovers: One rollover per loan is allowed

Legal Framework for Payday Lending in Alabama

Regulating the fine line of payday lending in Alabama is the 2006 Alabama Code.

We at PayDayAllDay strongly suggest our consumers to do their research, and carefully analyze and compare the terms of services, rates, fees, and other conditions offered by several lenders before engaging in any borrowing activity.