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One Hour Loans

When an emergency strikes, sometimes you need cash immediately—as in yesterday. The concept of 1 hour loans may sound like a lifeline in those circumstances. PaydayAllDay offers some of the fastest funding you are going to find online. But can you really get payday loans in one hour?

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One Hour Cash Loans

Cash loans in one hour are simply fast payday loans. You apply in minutes online, there is no faxing, no paperwork. You find out instantly whether you qualify. After final approval, your funds are sent out to your bank account within one business day, or even on the same day if the lender offers this option.

Can I Get My Cash In One Hour?

Actually, the reality is that there is no way to get a loan in one hour online. But you can get an urgent payday loan within one business day. And if you apply in the morning, there is a chance the loan will be approved and disbursed by the end of the same day. Why is this the case? The reason is that the transfer takes longer than an hour to process. There is no way around that.

The reason these fast emergency cash loans are called “one-hour loans” is generally because you can get a loan in an hour at a brick-and-mortar store.
The name has simply stuck online. It is not meant to be interpreted literally. Here at PaydayAllDay, we will not make you any unrealistic promises. You will not be able to get payday loans in one hour—but in most cases, you should receive your funds within 24 hours of approval, or even on the same day sometimes.

No hard credit checks

No hard credit checks

Lenders perform a soft credit check to verify you! Applying will not affect your credit! Bad Credit OK!

Safe and Secure

Safe and Secure

Applying for a cash loan online via PayDayAllDay is safe and private! You personal data is protected!

Money Fast

Money Fast

Approval process takes less that one hour! Get extra cash as fast as today an cover your urgent needs!

When Should You Use a One-Hour Loan?

A one hour loan is ideal when you need extra cash for one-time emergency use like covering sudden expenses when your paycheck is late, paying for car repairs or medical bills.
You should not use online payday loans to pay your rent every month. They are not a substitute for a reliable income.

Beware of scams. Companies that guarantee approval or say they can transfer the money within one hour online are not being honest with you.

Requirements for One Hour Loans

The basic online payday loans requirements are:

  • Be 18 or older
  • Be a US citizen
  • Have a reliable source of income
  • Have an active bank account
  • Provide a valid personal details

Application Process

  • 1

    Fill out the online application

    This should take you only a few minutes.

  • 2

    Instant Approval Decision

    You will be informed if you are eligible fast.

  • 3

    Get cash fast!

    The lender will send the funds to your bank account within 24 hours.

Quick Loan Repayment

Lenders offer several different repayment options for your convenience. One hour payday loans are due by the next payday and must be paid in full. Renewal or rollover of the payday loan will incur extra charges and fees!

Here Is Why Our One-Hour Loans Are Leading the Way

  • We partner with a network of direct lenders to bring you the best offers
  • People with bad credit are welcome, and loan approval rate is high
  • The process is simple with no faxing, no paperwork, no collateral

We operate with compliance and transparency. Our loan application form is safe and secure. We use your information only to bring you payday loan offers.

All payday loans are subject to state regulations, approval by the lender, and eligibility. The APR for a payday loan is contingent on a variety of factors including location, lender, the amount borrowed, fees, and terms. A single short-term payday loan term ranges from two to four weeks, and must not be used as a long-term financial solution. Accounts which are not paid in full or on time may be sent to collections. This may have a negative effect on credit score and overall financial status. Loan rollover leads extra fees and charges. Consumers with delinquent accounts or insufficient funds may incur other fines and penalties as well. Customers with credit difficulties should seek consumer credit counseling.