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Questions About Installment Loans?
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Installment loans are subject to state regulations, approval by the lender, and eligibility. The APR for an installment loan is contingent on a variety of factors including location, lender, the amount borrowed, fees, and terms. An installment loan term ranges from two months to 24 months. Accounts which are not paid in full or on time may be sent to collections. This may have a negative effect on credit score and overall financial status. Loan extension leads to extra fees and charges. Consumers with delinquent accounts or insufficient funds may incur other fines and penalties as well. Customers with credit difficulties should seek consumer credit counseling.